In 2025, as financial literacy and investment awareness rise across India, LIC Nav Jeevan Shree Plan 911 Latest 2025 has become one of the most trusted single-premium life insurance-cum-savings products. Offered by the Life Insurance Corporation of India (LIC), this plan blends simplicity, security, and guaranteed benefits — all with just a one-time premium payment.
Whether you’re a first-time investor or an experienced planner, the LIC Nav Jeevan Shree Plan 911 Latest 2025 provides a reliable way to grow wealth while ensuring your family’s financial protection.
What Is LIC Nav Jeevan Shree Plan 911 Latest 2025?
The LIC Nav Jeevan Shree Plan 911 Latest 2025 is a non-linked, with-profits, single premium plan that offers both life insurance coverage and guaranteed returns.
In simple terms, you pay once and enjoy benefits throughout the policy term — including life cover and a lump-sum maturity amount. The plan is designed for those seeking long-term stability without the hassle of recurring premiums.
It’s ideal for salaried employees, business owners, and retirees who prefer a one-time investment that yields consistent growth over time.
Key Features of LIC Nav Jeevan Shree Plan 911 Latest 2025
- Single Premium Payment: Pay once and secure your future — no renewal worries.
- Life Cover Protection: Provides insurance coverage during the entire policy term.
- Maturity Benefit: Receive a lump sum including sum assured and bonuses on maturity.
- Bonus Accrual: LIC declares annual bonuses that add to your policy value.
- Guaranteed Returns: The plan offers stable and assured returns irrespective of market volatility.
- Loan Facility: Available after the first policy year (up to 90% of surrender value).
- Tax Benefits: Premiums qualify for deductions under Section 80C, and maturity payouts under Section 10(10D) may be tax-free.
- Policy Term Options: Multiple term options allow customization based on financial goals.
Eligibility & Plan Details
| Parameter | Details |
|---|---|
| Plan Type | Single Premium, Non-linked, With-Profit |
| Minimum Entry Age | 90 days (completed) |
| Maximum Entry Age | 65 years |
| Minimum Policy Term | 10 years |
| Maximum Policy Term | 20 years |
| Minimum Sum Assured | ₹50,000 |
| Maximum Sum Assured | No limit (subject to underwriting) |
| Premium Mode | Single Premium (One-time payment only) |
| Loan Facility | Available after 1 year |
The LIC Nav Jeevan Shree Plan 911 Latest 2025 ensures flexibility, making it suitable for both early planners and senior investors seeking safe returns.
Also Read: LIC Smart Pension Plan Latest 2025: New Features, Tax Benefits & Investment Tips
How LIC Nav Jeevan Shree Plan 911 Latest 2025 Works
- Investment Phase: You make a one-time payment (single premium) at the start of the policy.
- Accumulation Phase: LIC adds reversionary bonuses annually to your policy.
- Maturity Phase: At the end of the policy term, you receive the Sum Assured + Bonuses + Final Additional Bonus.
- Death Benefit: If the policyholder passes away during the term, the nominee receives the Sum Assured on Death + Bonuses immediately.
This makes the LIC Nav Jeevan Shree Plan 911 Latest 2025 a “set it and forget it” investment that continues to grow quietly in the background.
Benefits of LIC Nav Jeevan Shree Plan 911 Latest 2025
1. One-Time Investment, Lifetime Benefit
You pay once, and the plan continues to protect and grow your savings without any further payments.
2. Life Cover
In case of death during the policy term, your nominee receives the Sum Assured on Death + Accrued Bonuses, ensuring family protection.
3. Maturity Benefit
Upon survival till maturity, you receive a guaranteed lump sum with added bonuses.
4. Loan Facility
You can borrow up to 90% of the surrender value, giving liquidity during financial emergencies.
5. Tax Savings
Premium paid is eligible for deduction under Section 80C, and maturity proceeds are tax-exempt under Section 10(10D).
6. Guaranteed Bonus
LIC’s consistent performance ensures steady annual bonuses, compounding your investment value.
Example Illustration
Let’s take an example of Arjun, a 40-year-old professional investing ₹2,00,000 under the LIC Nav Jeevan Shree Plan 911 Latest 2025 for 15 years.
- Policy Term: 15 years
- Premium: ₹2,00,000 (Single Payment)
- Expected Bonus Rate: 4.5% annually (approx.)
- Final Additional Bonus: ₹25,000 (approx.)
Expected Maturity Value: ₹3.2–₹3.4 lakh (tax-free under Section 10(10D))
If Arjun passes away during the term, his nominee will receive the Sum Assured + Bonuses, ensuring financial continuity for his family.
Death and Maturity Benefits
| Type | Benefit Details |
|---|---|
| Death Benefit | Higher of 125% of single premium (excluding taxes) or basic sum assured + bonuses |
| Maturity Benefit | Basic Sum Assured + Reversionary Bonuses + Final Additional Bonus |
| Bonus | Declared annually and compounded till policy maturity |
The LIC Nav Jeevan Shree Plan 911 Latest 2025 thus ensures guaranteed protection with wealth accumulation, all with one simple payment.
Surrender & Loan Provisions
- The plan acquires a Surrender Value after one year.
- You can take a loan against the policy for up to 90% of its surrender value.
- If surrendered early, you receive the Guaranteed Surrender Value or Special Surrender Value, whichever is higher.
These features make the LIC Nav Jeevan Shree Plan 911 Latest 2025 flexible and investor-friendly.
Tax Benefits of LIC Nav Jeevan Shree Plan 911 Latest 2025
- Section 80C:
Single premium qualifies for tax deduction up to ₹1.5 lakh. - Section 10(10D):
Maturity amount is fully tax-free if the premium does not exceed 10% of the sum assured. - No TDS:
LIC does not deduct TDS on eligible policies.
Hence, the LIC Nav Jeevan Shree Plan 911 Latest 2025 offers protection, guaranteed income, and tax efficiency — a rare combination in one plan.
Comparison with Other LIC Plans
| Feature | Nav Jeevan Shree Plan 911 | Nav Jeevan Shree Plan 912 | Jeevan Labh Plan 936 |
|---|---|---|---|
| Premium Type | Single | Regular | Limited |
| Bonus | Yes | Yes | Yes |
| Loan Facility | Yes | Yes | Yes |
| Tax Benefits | 80C, 10(10D) | 80C, 10(10D) | 80C, 10(10D) |
| Payment Frequency | Once | Regular | Annual / Half-Yearly |
The LIC Nav Jeevan Shree Plan 911 Latest 2025 suits those who prefer a one-time hassle-free investment with guaranteed growth.
Also Read: LIC Nav Jeevan Shree Plan 912 Latest 2025 – Complete Breakdown of Features & Tax Benefits
Who Should Invest in LIC Nav Jeevan Shree Plan 911 Latest 2025?
- Individuals seeking safe and tax-efficient investment options.
- Salaried professionals with year-end lump sums or bonuses.
- Retirees looking for guaranteed savings and life protection.
- Parents investing for children’s future milestones.
- Anyone seeking one-time premium convenience with long-term benefits.
How to Buy LIC Nav Jeevan Shree Plan 911 Latest 2025
You can purchase the plan:
- Directly from LIC’s official website (licindia.in)
- Via authorized LIC agents
- At your nearest LIC branch office
- Through digital channels or LIC app
Make sure to verify the official premium quote and choose the policy term that matches your financial goals.
FAQs on LIC Nav Jeevan Shree Plan 911 Latest 2025
1. Is the LIC Nav Jeevan Shree Plan 911 Latest 2025 a single premium plan?
Yes, you pay only once at the beginning of the policy term.
2. Can I avail a loan under this plan?
Yes, you can take a loan after one policy year up to 90% of surrender value.
3. Are bonuses guaranteed?
Bonuses are declared annually by LIC and depend on performance, but historically, LIC has offered consistent returns.
4. Is the maturity amount taxable?
No, under Section 10(10D), the maturity proceeds are tax-free (subject to conditions).
5. Who should buy this plan?
Anyone seeking a safe, single-payment, long-term investment option with insurance coverage.
Conclusion
The LIC Nav Jeevan Shree Plan 911 Latest 2025 is a perfect example of simplicity meeting reliability. It’s ideal for those who prefer a one-time payment with lifetime benefits, steady bonuses, and complete tax advantages.
Backed by the unmatched trust of LIC, this plan ensures peace of mind, guaranteed growth, and financial protection — all in one smart move.
If you want a secure, hassle-free, and guaranteed-return plan in 2025, the LIC Nav Jeevan Shree Plan 911 Latest 2025 is your best bet.
Disclaimer
This blog is for informational purposes only. The features, benefits, and terms of the LIC Nav Jeevan Shree Plan 911 Latest 2025 may vary based on official LIC guidelines. Always verify details with authorized LIC advisors or visit licindia.in before making any investment decision.
