The question “Bank holiday today December 27 India?” is trending nationwide as customers check whether banks are open or closed on Saturday. Since bank working days depend on RBI rules, Saturdays often create confusion for account holders planning branch visits.
To clear the confusion, here’s what the official RBI holiday calendar says about bank operations today.
WHAT DOES THE RBI HOLIDAY CALENDAR SAY?
According to the official holiday schedule issued by the Reserve Bank of India (RBI), banks follow a fixed Saturday rule:
- Second Saturday: Closed
- Fourth Saturday: Open
- All Sundays: Closed
Since December 27 falls on the fourth Saturday, the bank holiday today December 27 India status confirms that banks are open in most parts of the country, unless a state-specific holiday applies.
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ARE BANKS OPEN TODAY, DECEMBER 27?
As per RBI guidelines:
- December 27 (Fourth Saturday): ✅ Banks OPEN
- Regular banking hours apply
- Government, private, and PSU banks function normally
So, for most customers, the answer to bank holiday today December 27 India is NO — it is not a national bank holiday.
STATE-WISE EXCEPTIONS (IMPORTANT)
While RBI sets the general rule, state governments can declare local holidays for festivals or regional observances.
This means:
- Banks may be closed in specific states or districts
- Cooperative banks may follow separate rules
- Local branches should be checked for confirmation
The bank holiday today December 27 India status can vary slightly based on location.
WHAT ABOUT ONLINE & DIGITAL BANKING?
Even if a branch is closed locally:
- UPI services work normally
- Internet & mobile banking remain active
- ATMs function as usual
- IMPS works 24×7
- NEFT/RTGS follow RBI time windows
Digital banking is not affected by branch holidays.
WHAT SHOULD CUSTOMERS DO TODAY?
If you plan to visit a bank branch today:
- Confirm with your local branch
- Check state-specific holiday notifications
- Complete time-sensitive work early
This helps avoid inconvenience due to regional closures.
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FAQs
Is there a bank holiday today December 27 India?
No. December 27 is the fourth Saturday, so banks are open in most states.
Are all banks open across India today?
Most banks are open, but state-wise holidays may apply.
Is online banking available today?
Yes. All digital banking services are available.
CONCLUSION
As per RBI guidelines, bank holiday today December 27 India does not apply nationally, and banks are open in most regions since it is the fourth Saturday. However, customers should stay alert to local state holidays and confirm with their branch if unsure.
DISCLAIMER
Disclaimer: This article is based on the RBI holiday calendar and publicly available information at the time of publication. Bank working status may vary
